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Renters insurance that covers your prized possessions

Insurance for the things you love—without the hassle.
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How to save on renters insurance 

Whether you’re looking for a policy today or want to compare rates before you buy, getting a renters insurance quote is a quick way to see coverage options and pricing. Explore discounts and save your quote so you can return anytime. 
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Take advantage of discounts 

Save up to 7% when you bundle your renters and auto today.* And since bundling includes auto, you may be able to save even more on your total premium if you enroll in one of our usage-based auto insurance programs.*  

Renters who add DriveMyWay when they bundle & save also get a personalized auto rate based on their driving habits and could enjoy additional savings between 10 & 35%. Check out more renters insurance discounts here. 

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Save your quote for later

Not ready to purchase yet? Start a renters insurance quote, save it, and pick up where you left off anytime. It’s an easy way to compare rates without having to re-enter your information. 

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Do it yourself

Go your own way — get quick pricing and coverage options online.
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Work with an expert

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What does renters insurance cover?

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Coverage for your things
Personal property coverage helps you with the costs of replacing your things should they be damaged by fire, theft, water damage and other covered losses.**
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Personal liability coverage
Accidents happen. As a renter, you can be held responsible for injuries to guests or damage to your apartment building. Personal liability helps protect you up to your coverage limits for property damage, first aid, medical expenses and court costs.**
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Loss of use coverage
Should your rental become uninhabitable due to a covered loss, our loss of use coverage can help you pay for additional living expenses — such as food or a hotel room.**
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    Identity theft protection
    Protect your good name and credit with this low-cost coverage, which protects you from the high costs of restoring your credit and identity.
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    Pet insurance for renters
    Protect your family pet with up to $1,000 in coverage. It helps pay certain veterinary bills and final expenses if they're injured during a covered event.
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    Travel protection for renters
    Whether you're traveling within your state or across the world, our partner’s customizable policy provides a variety of coverages — such as trip cancellation and global medical insurance — to keep you and your belongings safe while you're away.
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    Home-based business
    We offer limited liability coverage and business property protection for small-scale, home-based businesses, so you can worry less about logistics and focus more on your entrepreneurial ventures.
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    Diminishing Deductible
    Our Diminishing Deductible rewards you for being a responsible renter by crediting your deductible $100 each year, up to a maximum of $500.***

Our agents are here to help

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1,700 agents

Experts to help you get — and use — your coverage.
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“Best Insurance agent I've had by far! Easy online service. Everything can be done via email. I don't even have to step foot in the office. They take care of everything for me. My renters policy got me a discount on my auto! Business, Auto, Commercial, Property and Life. They do it all. No one has this kind of service anywhere. Proud to be a member of this family.” - Kendall, Colorado

Trusted by over 12 million customers & counting

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90+ years

Over 90 years in business protecting our customers
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12 million customers

Reliable, quality coverage for customers across 19 states
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Renters insurance quote in minutes

  • Affordable coverage that fits your budget
  • No-hassle account management with the app
  • Award-winning customer service from your local agent
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